Mutual Fund News : HDFC Mutual Fund Introduces HDFC Banking and Financial Services Fund

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HDFC Mutual Fund has introduced an open-ended equity scheme - HDFC Banking and Financial Services Fund.

It is an open ended equity scheme mandated to invest in Banking and Financial Services Sector.

The investment objective of the Scheme is to provide long-term capital appreciation by investing predominantly in equity and equity related instruments of companies engaged in banking and financial services. There is no assurance that the investment objective of the Scheme will be realized.

The scheme is mandated to invest 80% to 100% of its total assets in equity and equity related instruments of banking and financial services companies, upto 20% of its assets in equity and equity related instruments of companies other than above. It can also hold upto 10% in non-convertible preference shares, upto 10% in Units issued by REITs & InvITs, and upto 20% of its assets in debt securities, money market instruments, and fixed income derivatives.

As per the Scheme Information Document, HDFC Banking and Financial Services Fund shall invest predominantly in equity and equity related securities of companies engaged in banking and financial services in India and abroad.

The classification of “Financial Services Companies” will be guided by AMFI Sector classification or other financial services as identified by the fund manager. The Scheme may invest in IPOs of companies which could be classified under Financial Services Sector.

Further, to achieve diversification, the Scheme may also invest up to 20% of the assets in companies other than banking and financial services companies.

The Scheme may invest in other schemes managed by the AMC or in the schemes of any other mutual funds in terms of the prevailing SEBI (MF) Regulations.

Subject to the Regulations and the applicable guidelines, the Scheme may engage in Stock Lending activities.

The Scheme may also invest in the hybrid securities viz. units of REITs and InvITs for diversification and subject to necessary stipulations by SEBI from time to time.

The Scheme will retain the flexibility to invest in the entire range of debt instruments and money market instruments. Investment in Debt securities (including securitized debt, other structured obligations and credit enhanced debt rated SO/CE) and Money Market Instruments will be as per the limits in the asset allocation table of the Scheme, subject to permissible limits laid under SEBI (MF) Regulations.

HDFC Banking and Financial Services Fund’s performance will be benchmarked against NIFTY Financial Services TRI (Total Return Index).

The fund will be managed by Mr Anand Laddha and Mr Sankalp Baid.

The NFO opens for subscription on June 11, 2021 and closes on June 25, 2021. The scheme will reopen for continuous sale and repurchase within 5 business days of allotment of units under NFO.

The minimum subscription amount is Rs 5,000 and in multiples of any amount thereafter.

The fund offers Regular Plan and Direct Plan having Growth Option and Income of Distribution cum Capital Withdrawal (Payout and Re-investment Facility).