1 Ramesh aged 35 is looking to buy an insurance plan. His financial goals include education and marriage planning for his 2 kids, retirement planning for his spouse. He has a few outstanding liabilities that need to be considered too. Which of the following insurance plan would best suit his need?

2 ___________ will help you assess the percentage of claims settled, against the total claims lodged with the insurer.

3 ______________ reveals the strength of the balance sheet of the insurance company and the capability of the insurance company to settle insurance claims.

4 ________ reveals whether the insurance company generates enough income for its stakeholders after meeting all the expenses.

5 Before purchasing an insurance plan, you would _______________.